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Credit Card

A card issued by a financial company giving the holder an option to borrow funds, usually at point of sale. Credit cards charge interest and are primarily used for short-term financing. Interest usually begins one month after a purchase is made and borrowing limits are pre-set according to the individual's credit rating.
Credit cards have higher interest rates (around 19% per year) than most consumer loans or lines of credit. Almost every store allows for payment of goods and services through credit cards. Because of their wide spread acceptance, credit cards are one of the most popular forms of payment for consumer goods and services in the U.S.

Credit and Rewards Benefits


You earn additional Hudson’s Bay Rewards points, get access to exclusive savings events, and save on the brands you love.
Earn double Use Hudson’s Bay Credit with your Hudson’s Bay Rewards Card in store, and get double the points1 – that’s up to 4 points for almost every $1 you spend!
You're invited Enjoy additional savings when you use Hudson’s Bay Credit at exclusive events. You can get advance notice of these events by signing up at thebay.com – don’t miss out! Redeem
Your points can add up in no time. Redeem them for Hudson’s Bay gift cards, then use your gift cards to save on items in store.
2,000 points = $10 Hudson’s Bay Gift Card. Earn everywhere Exclusive to Hudson’s Bay MasterCard® customers – use your card outside of Hudson’s Bay Company stores8 and get 2 points for almost every $1 you spend2 – plus a 25% bonus3 on those points every year
HUDSON'S BAY REWARDS PROGRAM

See how Hudson’s Bay Credit can help you get the most out of the Rewards program in the chart below.

A Better Way to Bank


From 24/7 Customer Service to consistently competitive rates and easy online access. We strive to give our customers more, and they’re not the only ones noticing. More information on My Payment Savvy can be found at this website.

Save more. Earn more.


Whether you're putting money aside for a rainy day or saving up for something special, an online savings account pays a great savings rate with convenient access.
Deposits are FDIC insured up to the maximum allowed by law
Fund your savings account online from an existing bank account
Manage your savings account online or with our mobile banking app
Fast and free online money transfers2